• Independent Advisory Services (IAS) is an independent financial advisor. We provide our clients with advice, inter alia, on life assurance, pensions, unit trust/OEIC and investment trust products. Because we are independent, we can advise you on the products from the whole market.
  
  
• IAS is authorised and regulated by the Financial Services Authority (FSA) for investment business. Our FSA Register number is 181095.
  
  
• IAS is bound by the FSA’s rules.
  
  
• The full name of the firm is: Independent Advisory Services.
  Please see our Contact page for further details.
  

With effect from 1st September 2009, our "Terms of Business” should be read in conjunction with our "Keyfacts about our services and costs" document, which is in a form prescribed by the FSA and is designed to provide clear guidance concerning our firm's business activities, regulatory status and remuneration practices.

The contents of both documents are available as PDF files which should be downloaded for you to read at your leisure. They will open in either a new window or a new tab, depending on your browser:

Independent Advisory Services - Terms of Business, 4-Mar 2010 version
(Only the introduction is provided on this web page; the full Terms of Business are in the file)

Independent Advisory Services - "Keyfacts about our services and costs", 4-Mar 2010 version.

To view the PDF files, you may need to download the free Adobe Acrobat Reader